Representative Example for Personal Contract Purchase (PCP): Cash price £12,950.00, Annual Interest Rate (fixed) 5.14% p.a., with a representative 9.9% APR, total amount of credit £12,700.00, deposit of £250.00, an initial payment of £247.45, followed by 47 monthly payments of £247.45 with a final payment of £4,185.00, total amount payable is £16,312.60, the annual mileage is 10,000 and the excess mileage fee per mile is £0.00. Pay monthly then buy, swap or return